Accept Payments Your Way Online, In-Store and On the Go

Please Note:

It's here! VirtualMerchant is now Converge! We hope you like the new name and brand experience. Over the next several months, we will be working hard to bring you new features and functionality, including enhanced reporting and an intuitive business dashboard. Additionally, we will also roll out the Converge Mobile app with more robust features and an improved user experience. This is the first in a series of upgrades to accomplish this goal. Come back here often for more information about future product releases.

Need a closer look?

View the converge demo video to get a more full understanding of all that is offered through our web-based, transaction processing system.

A Payments Platform that Flexes with your Business


Manage your e-commerce business along with all of your other payment transactions in one, secure place.


Accept payments in person with ease using your computer and a broad range of optional devices, like card readers and PIN pads.

Back Office Mail & Phone

Process your mail and phone payments online. Converge is ideal for recurring and installment payments too.


Take payments on the go with an intuitive mobile app that's compatible with most smartphones and tablets.

Accept a full range of payment methods:
  • Credit cards
  • Debit cards
  • Electronic checks
  • Electronic gift cards
  • Electronic benefit transfer (EBT)
  • Cash

Advanced features include:
  • Enhanced security, including encryption and tokenization
  • Detailed reporting with up to 12 months of data storage
  • Customizable payment screens
  • User permission management for up to 5,000 users